What the planner does
Everything Pennykite does today, grouped by what it helps with. Each page explains how it works and links to the documentation.
Debt
Debt payoff planner
Avalanche, snowball or your own order, with a debt-free date, total interest and a month-by-month schedule.
Planning
Pay-cycle calendar
Every payday, bill and debt payment on one calendar, with the balance you'll end each day with.
Safe to spend before payday
One number for what you can spend now without coming up short before the paycheck after next, with the math shown.
Privacy
Private by design
Your plan is stored only in your browser. Our servers hold your account and subscription, never your numbers.
Plus
Statement import
Import a CSV or PDF bank statement on your device. The planner suggests your paydays and bills. Part of Plus.
Try it with your own numbers
Start with the paycheck calculator, no sign-up needed. Save it to a free account when you want it kept.