Pennykite

Plans and payments

What Free and Plus include, what Plus costs, and how to upgrade, change or cancel.

Free and Plus

FreePlus
Price$0$7 a month or $55 a year (USD)
Paychecks1Unlimited
BillsUp to 8Unlimited
DebtsUp to 2Unlimited
Calendar and balance forecast35 days ahead12 months ahead
Safe to spendYesYes
Snowball and avalanche plansYesYes
Backup and restoreYesYes
CSV and PDF statement import, with payday and bill detectionNoYes
Monthly debt check-ins with progress trackingNoYes
Weekly check-in emailNoYes

On both plans, your plan is stored in your browser, not on our servers.

Upgrade to Plus

Open Plan & billing in the app and choose monthly or yearly. You'll finish the payment on Creem's checkout page. Creem is our merchant of record: it processes the payment, handles sales tax or VAT and sends your receipts. Your card details never reach us. You can enter a discount code if you have one.

Change or cancel

In Plan & billing you can switch between monthly and yearly billing, see your payment history, or choose Cancel subscription. When you cancel, Plus stays active until the end of the period you've paid for.

Canceling doesn't delete your plan. It stays in your browser. See the refund policy for refunds.

Currency

Prices are in US dollars. Inside the planner, you can show amounts in US dollars, British pounds or Canadian dollars: choose Currency in Preferences. Dates and numbers follow the format that goes with that currency. Changing the currency changes how amounts are shown. It doesn't convert them.

Published 2026-09-23
  • plans
  • pricing
  • plus

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